Terms and Conditions
Effective Date: 2025.09.30
These Terms and Conditions (hereinafter referred to as "Terms & Conditions") govern your use of Mundo Privé’s services and products, including credit card issuance and remittance services (the "Services"), provided in collaboration with licensed third-party providers. By using our Services, you agree to these Terms & Conditions. Please read them carefully before accessing or using our platform.
1. Introduction
1.1 By using Mundo Privé’s Services, you acknowledge and agree to these Terms & Conditions.
1.2 You must be at least 18 years of age to use Mundo Privé’s Services. By using our Services, you confirm that you meet this age requirement.
1.3 Mundo Privé reserves the right to amend these Terms & Conditions at any time with prior notice to users.
2. Definitions
2.1 "Account" means the user’s account with Mundo Privé.
2.2 "Payment Instrument" refers to credit cards or other payment tools issued by Mundo Privé in collaboration with Partners.
2.3 "Remittance Service" refers to the transfer of funds from the user’s account to a recipient.
2.4 "Third-Party Provider" refers to licensed entities that facilitate Mundo Privé’s credit card issuance and remittance services.
2.5 "Transaction Fee" means the fees charged for using Mundo Privé’s Services.
3. Scope of Services
3.1 Services are delivered by licensed Partners and governed by their terms in addition to these Terms & Conditions.
3.2 Mundo Privé acts solely as an intermediary and does not assume liability for Partner-provided services.
4. Account Registration and Maintenance
4.1 To use Mundo Privé’s Services, you must register an account and provide accurate and complete information.
4.2 You are responsible for maintaining the confidentiality of your account credentials and for any activities conducted under your account.
4.3 Mundo Privé reserves the right to suspend or terminate accounts for breach of these Terms & Conditions or applicable laws.
5. Credit Card Services
5.1 Credit cards issued through Mundo Privé are provided by licensed financial institutions.
5.2 Cardholders must comply with the issuing Partner’s terms and conditions, including usage restrictions, fees, and repayment obligations.
5.3 Mundo Privé facilitates applications and management of credit cards but is not liable for users disputes.
6. Remittance Services
6.1 Mundo Privé enables local and international money transfers in partnership with licensed remittance providers.
6.2 Users must ensure accurate information is provided for remittance transactions. Mundo Privé is not responsible for delays or losses due to user errors.
6.3 Transaction fees and currency exchange rates are determined by Partners and disclosed prior to transaction confirmation.
6.4 Remittance services are subject to compliance with anti-money laundering (AML) regulations and Know Your Customer (KYC) requirements.
7. Fees and Charges
7.1 Transaction fees for credit card and remittance services are disclosed during transactions.
7.2 Mundo Privé reserves the right to adjust fees with prior notice to users.
7.3 Users are responsible for any additional charges imposed by third-party service providers.
8. Confidentiality and Data Protection
8.1 Mundo Privé shall ensure the confidentiality of user data.
8.2 By using Mundo Privé’s Services, you consent to data sharing with Partners.
9. User Responsibilities
9.1 Users must use Mundo Privé’s Services for lawful purposes only.
9.2 Users shall not engage in activities that compromise the security or functionality of Mundo Privé’s platform.
9.3 Users must report unauthorized transactions or account breaches to Mundo Privé immediately.
10. Liability
10.1 Mundo Privé is not liable for losses resulting from:
Actions or omissions of third-party service providers.
User errors in transaction details.
Unauthorized access due to user negligence.
10.2 Mundo Privé’s liability is limited to fees paid for affected transactions.
10.3 Partners assume liability for services provided under their respective terms.
11. Termination
11.1 Mundo Privé reserves the right to suspend or terminate accounts for breach of these Terms & Conditions, fraudulent activity, or non-compliance with applicable laws.
11.2 Termination does not affect accrued rights or obligations.
12. Dispute Resolution
12.1 Disputes arising from these Terms & Conditions shall first be resolved through negotiation.
12.2 Users may file complaints with relevant regulatory authorities as appropriate.
13. Miscellaneous
13.1 These Terms & Conditions constitute the entire agreement between the user and Mundo Privé.
13.2 If any provision of these Terms & Conditions is deemed invalid, the remaining provisions remain enforceable.
13.3 Mundo Privé’s failure to enforce any provision does not constitute a waiver of its rights.
13.4 Users may not transfer their rights or obligations under these Terms & Conditions without Mundo Privé’s prior written consent.
14. Contact Us
For inquiries or assistance, please contact Mundo Privé:
Email: info@mundoprive.world
Effective Date: 2025.09.30
These Terms and Conditions (hereinafter referred to as "Terms & Conditions") govern your use of Mundo Privé’s services and products, including credit card issuance and remittance services (the "Services"), provided in collaboration with licensed third-party providers. By using our Services, you agree to these Terms & Conditions. Please read them carefully before accessing or using our platform.
1. Introduction
1.1 By using Mundo Privé’s Services, you acknowledge and agree to these Terms & Conditions.
1.2 You must be at least 18 years of age to use Mundo Privé’s Services. By using our Services, you confirm that you meet this age requirement.
1.3 Mundo Privé reserves the right to amend these Terms & Conditions at any time with prior notice to users.
2. Definitions
2.1 "Account" means the user’s account with Mundo Privé.
2.2 "Payment Instrument" refers to credit cards or other payment tools issued by Mundo Privé in collaboration with Partners.
2.3 "Remittance Service" refers to the transfer of funds from the user’s account to a recipient.
2.4 "Third-Party Provider" refers to licensed entities that facilitate Mundo Privé’s credit card issuance and remittance services.
2.5 "Transaction Fee" means the fees charged for using Mundo Privé’s Services.
3. Scope of Services
3.1 Services are delivered by licensed Partners and governed by their terms in addition to these Terms & Conditions.
3.2 Mundo Privé acts solely as an intermediary and does not assume liability for Partner-provided services.
4. Account Registration and Maintenance
4.1 To use Mundo Privé’s Services, you must register an account and provide accurate and complete information.
4.2 You are responsible for maintaining the confidentiality of your account credentials and for any activities conducted under your account.
4.3 Mundo Privé reserves the right to suspend or terminate accounts for breach of these Terms & Conditions or applicable laws.
5. Credit Card Services
5.1 Credit cards issued through Mundo Privé are provided by licensed financial institutions.
5.2 Cardholders must comply with the issuing Partner’s terms and conditions, including usage restrictions, fees, and repayment obligations.
5.3 Mundo Privé facilitates applications and management of credit cards but is not liable for users disputes.
6. Remittance Services
6.1 Mundo Privé enables local and international money transfers in partnership with licensed remittance providers.
6.2 Users must ensure accurate information is provided for remittance transactions. Mundo Privé is not responsible for delays or losses due to user errors.
6.3 Transaction fees and currency exchange rates are determined by Partners and disclosed prior to transaction confirmation.
6.4 Remittance services are subject to compliance with anti-money laundering (AML) regulations and Know Your Customer (KYC) requirements.
7. Fees and Charges
7.1 Transaction fees for credit card and remittance services are disclosed during transactions.
7.2 Mundo Privé reserves the right to adjust fees with prior notice to users.
7.3 Users are responsible for any additional charges imposed by third-party service providers.
8. Confidentiality and Data Protection
8.1 Mundo Privé shall ensure the confidentiality of user data.
8.2 By using Mundo Privé’s Services, you consent to data sharing with Partners.
9. User Responsibilities
9.1 Users must use Mundo Privé’s Services for lawful purposes only.
9.2 Users shall not engage in activities that compromise the security or functionality of Mundo Privé’s platform.
9.3 Users must report unauthorized transactions or account breaches to Mundo Privé immediately.
10. Liability
10.1 Mundo Privé is not liable for losses resulting from:
Actions or omissions of third-party service providers.
User errors in transaction details.
Unauthorized access due to user negligence.